Advice:

A. When buying books use Borders and choose in-store pickup to take advantage of free shipping. Use coupons to slash off prices (20% - 40%).
B. Use organic shampoos whenever possible. It does not irritate the scalp and does not cause hair loss. Avalon is a good example of an organic personal care manufacturer. Most organic personal care seem to be manufactured conventionally. This is a major violation of the law.
C. Use Stainless steel cookware and water bottles whenever possible.
D. Use cane sugar to lower blood glucose levels.
E. Eat vegetables that have anti-cancerous characteristics: tomatoes and broccoli for example.
F. Buy inexpensive gym equipment: pedometer, ab bench, weight set, dumbbells, jumping rope.
G. Buy Google Hacks book to gain understanding of how the Google service works.
H. Conserve energy by buying energy efficient light bulbs and turning off all the electric equipment at once using power surge protector. A Book about it is here.
I. Change passwords to accounts consistently to protect from identity theft.


Financial Advice where everyone must be careful:
A. Nothing risky. No stocks. Not even corporate bonds.
B. Use this book to gain information about bond markets (money market, treasury securities, I savings bonds, CDs, etc). The book has been published in year 2000 which is before the financial schizophrenia set in.
C. Get foreign currency using Amex or credit union. The more products from abroad you buy the more uncertain you are about movements in prices of these products. Buy foreign currency to hedge the risk. If euro’s appreciate against the dollar and foreign products get more expensive you are protected by offsetting the risk. Loss here translates into a gain there.
D. Taxes


Software To Get:
A. Researchsoft Endnote X Student Edition
B. Microsoft Office Professional 2007
C. Dragon NaturallySpeaking 10 Preferred
D. Quicken 2008 Premier
E. OmniPage 16 Professional Upgrade
F. Adobe Photoshop Elements & Premiere Elements 7
G. Adobe Dreamweaver CS4
H. Microsoft OneNote 2007
I. System Mechanic Professional 3-User
J. Paragon Hard Disk Manager 2009 Suite
K. Trend Micro Internet Security Pro
L. Trend Micro Antivirus + Antispyware 2009
M. Corel WinDVD 9 Plus (Blu-ray)
N. PowerDVD 7 Ultra
O. Nero 7 Ultra Edition Enhanced
P. Family Tree Maker 2009 Deluxe
Q. Encyclopedia Britannica 2009 Student and Home Edition
R. Microsoft Encarta Premium 2007


Internet Advice:
A. Use Google Base to find a job or a price on a house. Informational website.
B. Annual Credit Report Get one credit report from each credit reporting agency once a year for a total of three times.
C. Tools & Calculators